Consolidating student loans into direct loan

Finally, if you have a solid job and a solid credit score, think about looking into a personal loan at a bank or credit union.

You might not be able to score a deal for the entire amount, but if you can get a fixed-rate personal loan to pay off some of the variable-rate student loan debt, that will offer you more stability.

There is no fee to consolidate federal student loans into a Direct Consolidation Loan.

I have a good job, but I have more than 0,000 in college loans from different banks coming due in two months. A: First, check to see if you have any federal loans, like Staffords.

Designed to help you understand how consolidation will affect each of your loans, our detailed loan review process will provide you with the in-depth information you need in order to make an informed decision about which loans you want to consolidate and which loans you may want to leave out.

Choosing a financial product or service doesn't have to be difficult.

Competitive Annual Percentage Rate (APR) The range of available APRs differs by repayment term.

Actual APR based on repayment term selected and the creditworthiness of you, and of your cosigner, if applicable.

Two great ways to lower your interest rate Learn more about student loan discounts.

Discounts reduce the amount of interest you pay over the life of the loan.

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And I am going to be straight with you: Private college loans are not ideal at any time, especially now, when many lenders have left the student loan business or curtailed their lending in the wake of the financial crisis. With a private loan consolidation, your FICO credit score will determine both whether you get a loan and what the initial rate will be.

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